Maybe that's partly the difference - with two stable income streams, I guess there's more room for people to have split accounts, their own saving pots, etc.
All our income from the business goes into one account, and we cover essential living costs each month, then, if there's anything left, discuss what we want to do with it. If we had to split that extra between us as 'separate' funds, it would take a long time before either of us could do anything fun with it.
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