I always use my debit card. I have credit cards that are paid off and I don't want to start again but my friend gave me an idea. She uses her credit card to pay for gas and then just pay off the balance each month. I think I'm going to start doing that, that way my credit cards still have activity and earn points for me. I just have to make sure I pay the balance in full each month coz I want to stay debt-free.
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