There’s nothing really groundbreaking or fashion-forward about this Kate Spade Malcolm Tote, which comes in black or natural peddled leather, but if you want a safe designer purse that can work in most situations, this is it. The tote is versatile and comes with tassel pulls and silver-tone hardware. It’s pretty streamlined and basic, but Kate Spade does that well. $495 at Neimanmarcus.com