Your money

[LizF]

This is a little bit of a prying question, but it's something us gals gotta talk about.
How do you deal with money? Do you ask for raises at work? Do you save money? And (gulp) how much do you make?
They say the reason women don't have as much money as men is because we aren't as good with it. Is that true?

[kitsch_k]

i admit im not good wth money. i earn reasonable well but after working for 4 yrs or so i still havent saved enough. bad bad bad.

I work daily and all the money I have is mine .I save it I had to learn the hard way with not saving money. Now I have money even when my husband doesn't .I put it aside in case me and kids need it for something, and I dont have to get it from him or he might not have it. I think in some case guyz are horriable with money. When you have a family a budget come into play and I think women have a upper hand in that.

[pinkbag]

i am a part time worker now..but i am earning decent and even when i worked full time i was earning well...and yes have i been saving for a while and have quite a good amount in my kitty for the rainy days...i think it is very important for women to have some money of their own which nobody else knows about...not even their husbands...

[kitsch_k]

yeah i agree...all women should have separate accounts even when they're married..

[etali]

I'm self employed now. Before I made that leap I did ask for raises at work if I thought there was a need for them. Now, I'm on a far, far lower income than I was when I was an employee, but I could never go back to working for someone else.

I save a little for travel and special occasions, but I usually (through necessity) spend most of what I get. I'm expecting my income to go up this year, and have a savings account sat waiting for when that happens - it really is time to start planning for the future.

[EMMY]

Originally Posted by kitsch_k

yeah i agree...all women should have separate accounts even when they're married..

^Yup totally agree...My Mother AND my Grandmother told me this!!

[kitsch_k]

Originally Posted by EMMY

^Yup totally agree...My Mother AND my Grandmother told me this!!

yeah it'simportant because marriage is already difficult so its good to have one thing stable and settled in your relationship. if you guys have no problem with finances then that's one concern less...you have more focus on your personal matters right!?

[etali]

Am I the only person who doesn't mind sharing accounts? We talk about every expenditure other than grocery shopping, and we make sure that both of us get what we want (so if he wants to spend a lot one month, we agree that next month he has to take it easy, and vice versa).

[britjojo]

I too am self employed and I don't make much. My choice is to make enough to support us and to not put my daughter in day care, and I manage that.

I have to be good at managing my money or else we wouldn't get by on the little that I make.

When I was engaged (different guy than I married) we had a joint account with Barclay's bank, and that was just fine because I trusted him. I guess it would depend on the guy and whether trust was there.

[etali]

Maybe that's partly the difference - with two stable income streams, I guess there's more room for people to have split accounts, their own saving pots, etc.

All our income from the business goes into one account, and we cover essential living costs each month, then, if there's anything left, discuss what we want to do with it. If we had to split that extra between us as 'separate' funds, it would take a long time before either of us could do anything fun with it.

[carebear]

My hubby takes care of all the money. And we don't have a savings. Perhaps someday we will when I'm able to work or I get a book published. My hubby makes mistakes all the time. I hate it when he does that. I don't want to take care of the money though. I wouln't know when to find the time and I have enough to worry about.

[PrettyinPink]

Controlling my own money and not having to be accountable to anyone for what I spend is one of my favorite things about being single. When I think about getting married, this is the only thing that bugs me.

[dreamr802]

I'm not good with money at all. My boyfriend is really good with it. I've gotten myself into debt only like $3000 so it's not too bad compared to some people but I work like only 20-30 hours a week for $7/hour but I'm trying to find something better and I'm making a little bit of money online, but once I'm out of debt I'll be able to start to save for a lot more.

[medako]

We have joint accounts and it's never been a problem. We talk openly about purchases and finances. He makes the money and I spend it I pay all of the bills and keep an eye on the accounts.