girly gone bad

girly2 · #1 (**permalink**) 04-05-2007, 12:38 PM

1. I confess. I did it. Yes, I went ahead and was selfish, selfish, selfish. Impulsive and out of control. I BOUGHT A CHLOE PADDINGTON (CHOCOLATE) ON SALE FOR $890!!! I wasn't thinking straight. I got caught up in a manic frenzy. I knew I shouldn't do it... I have two beautiful little ones, a wonderful but frugal hubby, a beautiful home, but I'm a SAHM only working part-time and we are pretty much house poor and living check to check. Plus I'm planning to attend grad school next Sept. Foolish, stupid, idiot ME! My hubby will be furious!

Any of you have advice on impulse spending?

2. Girls... what do I do? The bag is not returnable. I really, really want it. But I already bought two new bags last month - a beautiful Coach Mia Satchel in tobacco and an adorable black nylon Kate Spade Flatiron Thea. Those purchases together were $500! Okay, less the $50 Amex gift card I'd saved from xmas. What the @#$%^ was I thinking??? I was actually sooooo very close to buying a fake or two directly from a China wholesaler (LV and Chloes starting at $48) I found online BUT decided against it. Afterall, I did get up on a soapbox railing against counterfeits, etc., etc. But these designer bags are just so *&^^%% expensive!!! And soooo covetable. I try to tell myself to enjoy what I have, that I have more than enough, that I am blessed with a great marriage (til now), kids, home, life! BUT I got caught up in the whole idea of buying a paddy and once I saw it on sale, I jumped without looking. I WANT TO KEEP IT, I DO! But maybe I shouldn't???

3. So I'm already trying to come up with ways to tell my hubby and family that this new bag is NOT $900 or even $300. I know that honesty is the best policy but I think he would seriously consider divorce. I'm thinking of also giving in to his desire for a new TV - a plasma or HD. I cashed in the little bit of stock I had, some of which we were going to use for car repair. He knows how very much I wanted to hold on to this stock for our retirement (he's 52 and I'm 38). But it was his idea to cash it in, so I agreed reluctantly. Well, I found out it's a good amount of money (but then we'll have to pay cap gains). Maybe I will assert myself and tell him I want $1k of it to use any way I want. Thoughts, anyone???

Lookin' for some tough love and also support from y'all, but go easy, k?

-girly

kitsch_k · #2 (**permalink**) 04-05-2007, 05:43 PM

im really sorry to hear about your situation..we all have our spending habits to take care of. im not going to be a hypocrite. ihave been spending beyond what i should be spending. maybe if you promise your husbandthis is the last big purchase you are going to make, and that you are going to sell your old bags maybe he will understand you more and be more compassionate abt it. you guys are married. your love should survive the paddington/ bag addiction problem.

ill pray for u. you're really a nice person and i think your husband sees that everyday.

girly2 · #3 (**permalink**) 04-06-2007, 12:47 AM

Thank you so much, Kitsch!

Your kind words and prayers mean a lot to me, really they do. I am going to tell my husband I bought the bag, but that I will pay for it with some of the money from cashing out my little bit of stock. Plus he can get his TV. And we'll still have some leftover...

...and then...

... I...

...just...

...might...

...buy ...

... that LV SPEEDY!

NO NO NO NO NO!

IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG IWILLNOTBUYANOTHERBAG!

Marco... I need a fix...

please have another bag giveaway!!! Pretty please???

angelthelson · #4 (**permalink**) 04-06-2007, 03:36 PM

yeah marco!! i agree with girly!!! it's almost my bday!! and hubby will not gimme a gift LOL!! as a gift pls!!

kitsch_k · #5 (**permalink**) 04-07-2007, 06:36 AM

hahaha...slow down girls marco just gave away a bag last month!!! haha..we dont want to bankrupt him.hahaha...those speedys shouldbe vanishedfrom the face of the earth..they're soooo tempting

angelthelson · #6 (**permalink**) 04-07-2007, 11:15 AM

girly-----> i suggest you keep that bag!! i'm gonna kill for that chloe =)
kitsch------> hahaha!! you're right! poor marco! and that speedy, i wish they'll make it more cheaper!! LOL!

DianneMK · #7 (**permalink**) 04-09-2007, 05:09 PM

A bag giveaway???****ears perked up!!****
Marco....please....
do another giveaway!!!!
I have never owned a real designer bag!!!!---->I'm begging!!!!

britjojo · #8 (**permalink**) 04-13-2007, 05:00 AM

I have impulse spending issues too, but not with bags! I can only advise that maybe you give your hubby your credit card, or else, avoid the places you buy from. It's the only way I can stop buying-I just stop looking.

girly2 · #9 (**permalink**) 04-13-2007, 12:03 PM

Thanks, Britjojo! I just recently got my own credit card again... and that's how the trouble began.

Quote:

Originally Posted by britjojo

I have impulse spending issues too, but not with bags! I can only advise that maybe you give your hubby your credit card, or else, avoid the places you buy from. It's the only way I can stop buying-I just stop looking.

britjojo · #10 (**permalink**) 04-14-2007, 04:42 AM

Yeah, I know that feeling

The card always means trouble. Another control for me was only allowing myself to spend REAL money-not credit. If I didn't earn it first, I couldn't spend it.

girly2 · #11 (**permalink**) 04-14-2007, 07:12 AM

And you're right about avoiding places I bought from: malls! But then the mall came to me via internet

Quote:

Originally Posted by britjojo

I have impulse spending issues too, but not with bags! I can only advise that maybe you give your hubby your credit card, or else, avoid the places you buy from. It's the only way I can stop buying-I just stop looking.

etali · #12 (**permalink**) 04-15-2007, 10:12 AM

Well, you've bought it now, I guess you have to keep it.

Can you do some overtime to earn back the money, or do you have anything you can sell?

Everyone is allowed an impulse buy or two, just don't make a habit of it

girly2 · #13 (**permalink**) 04-15-2007, 01:23 PM

Yessss... i am keepng Paddy! And I decided to sell some of my other bags that I really adore but will have to part with

because I have my Mia and Paddy to enjoy for many years to come!

I think I'll probably sell on Ebay. I know someone who is a very successful ebayer (power seller, only excellent feedback) and she also has a few designer bags she wants to sell coz she just bought an LV. So I'll probably work with her. I'll post pics of the bags in the buying/selling thread, too, in case anyone here wants to buy.

britjojo · #14 (**permalink**) 04-16-2007, 04:08 AM

The trouble with that is that you are always going to take a loss. I am not sure that it would be worth it to me. Like someone else said-can you just earn the money back?

girly2 · #15 (**permalink**) 04-16-2007, 12:07 PM

Hi britjojo - I don't understand your advice about "always taking a loss"? Are you referring to selling on ebay? Or something else? Please explain - I do appreciate your input.
Thanks!

britjojo · #16 (**permalink**) 04-17-2007, 02:38 AM

I mean that what you sell the item for generally isn't what you pay for it. You will get back less than you bought it for.

kitsch_k · #17 (**permalink**) 04-17-2007, 05:39 AM

Quote:

Originally Posted by girly2

Thanks, Britjojo! I just recently got my own credit card again... and that's how the trouble began.

credit cards are just so tempting!!!! HAHA..they are evil to me!!!

girly2 · #18 (**permalink**) 04-17-2007, 12:09 PM

Ohh... I see what you mean britjojo! Yes, that's a good point about me taking a loss after selling on ebay or wherever. I was just going to sell a few of my "pre-loved" bags that will just stay in my closet, neglected because I'll be using the mia and paddy all the time! So even if I don't get what I originally paid for, it's okay because I did enjoy the bags for a short while and now I think I should let them enjoy their day in the sun with another lucky gal

I'm even thinking of donating them to a women's shelter.

Quote:

Originally Posted by britjojo

I mean that what you sell the item for generally isn't what you pay for it. You will get back less than you bought it for.

girly2 · #19 (**permalink**) 04-17-2007, 12:13 PM

I do need to get back to this... when I married dh we put everything in one joint account so we both knew what the other was spending and kept us both honest. I am probably going to have to close my personal credit card and just go back to just using debit and having a low-interest joint credit card for back up.

Quote:

Originally Posted by britjojo

Yeah, I know that feeling

The card always means trouble. Another control for me was only allowing myself to spend REAL money-not credit. If I didn't earn it first, I couldn't spend it.

britjojo · #20 (**permalink**) 04-21-2007, 03:05 AM

Ah I see what you mean now! I do this a lot-I sell on many, many things, after our use has come to an end. Money is VERY tight here, which is why I won't use credit or anything else that will cost me in interest.

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