Every now and then I come across something surprisingly chic and affordable that screams “Buy me right now!” Okay, so maybe this Kooba Lizard Embossed Mini Crossbody Bag didn’t really call my name that loudly, but closer inspection has me convinced that it’s worth a second glance. First, it’s super versatile. A little black purse, silver hardware? Perfect. Second, it’s an explosion of fall 2009 trends, with its slinky chain strap, asymmetrical flap and edgy, rocker-worthy lizard embossment. And finally, it’s reasonable at $195 and is also available in a cool shade of midnight blue. I’d grab it for nights out with the girls and those days when I’m in a leggings-and-leather-jacket state of mind. Available at Nordstrom.